{"id":3403,"date":"2026-06-01T06:07:33","date_gmt":"2026-06-01T01:07:33","guid":{"rendered":"https:\/\/gtastrategies.com\/?p=3403"},"modified":"2026-06-09T06:11:15","modified_gmt":"2026-06-09T01:11:15","slug":"unlocking-housing-affordability-how-government-developers-and-banks-can-lead-the-way","status":"publish","type":"post","link":"https:\/\/gtastrategies.com\/index.php\/2026\/06\/01\/unlocking-housing-affordability-how-government-developers-and-banks-can-lead-the-way\/","title":{"rendered":"Unlocking Housing Affordability: How Government, Developers, and Banks Can Lead the Way"},"content":{"rendered":"\t\t
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Toronto, ON \u2013 June 1, 2026<\/span><\/h2>

Canada\u2019s housing crisis demands bold, coordinated action. The federal government is advancing a comprehensive plan to make housing attainable again, and your partnership is essential to its success. Here\u2019s how government policy, industry innovation, can work together to deliver results:<\/p>

1. A National Plan with Clear Goals<\/h2>
  • The government is setting an explicit goal to end the middle-class housing crisis by 2035, with annual performance indicators focused on affordability and supply.<\/li>
  • Policies will prioritize family-sized homes and home ownership options, ensuring new housing meets real community needs.<\/li><\/ul>

    2. Empowering Condo Developers and Big Banks<\/h2>
    • Developers are urging big banks to lower presale thresholds for construction financing (from 70% to 50% or less), which would enable more condo projects to break ground and accelerate supply.<\/li>
    • The government can support this by encouraging banks to modernize lending practices and by extending CMHC mortgage insurance and low-cost loans to condo developments, not just rentals.<\/li><\/ul>

      3. HST Rebate: Giving Developers an Edge<\/h2>
      • The enhanced HST rebate on new owner-occupied housing, recently introduced in Ontario, gives developers a significant advantage by reducing costs and making new homes more competitive.<\/li>
      • The government is working to extend this rebate beyond one year and expand it to all provinces, while also exploring a direct-to-buyer model for development charges to save buyers tens of thousands of dollars.<\/li><\/ul>

        4. Regional and City Housing News: Local Solutions<\/h2>
        • Cities like Ottawa are demonstrating that a pipeline of mid-sized developments can deliver thousands of homes quickly and flexibly, reducing risk and ensuring steady supply.<\/li>
        • Innovations in B.C. and Ontario\u2014such as modular, prefab, and mass timber construction\u2014 re cutting build times by up to 60% and costs by up to 20%.<\/li><\/ul>

          5. How Build Canada Homes (BCH) Can Build Affordable Housing Fast<\/h2>
          • The new Build Canada Homes Crown corporation consolidates responsibility for affordable housing, enabling faster approvals and direct development on federal lands.<\/li>
          • BCH can assemble, prepare, and service lands, releasing shovel-ready sites to private-sector builders and locking in affordability through long-term leases and standardized building types.<\/li><\/ul>

            6. Getting Nation-Building Projects Off the Ground<\/h2>
            • The government is investing billions in infrastructure and housing, streamlining regulatory approvals, and leveraging public- private partnerships to accelerate major projects.<\/li>
            • Lessons from the past show that with more responsive systems, Canada could have built 30% more homes between 2006 and 2024\u2014highlighting the need for regulatory reform and better planning.<\/li><\/ul>

              7. How GTA Strategies Can Assist the Construction Industry<\/h2>

              GTA Strategies is ready to help you:<\/p>

              1. Advocate for Policy Change:<\/strong> We\u2019ll support your engagement with government to push for HST rebate extensions, streamlined approvals, and financing reforms<\/li>
              2. Facilitate Partnerships:<\/strong> We connect developers, municipalities, and financial institutions to unlock new projects and funding sources.<\/li>
              3. Promote Innovation:<\/strong> We help scale modular, prefab, and gentle- density solutions across regions.<\/li>
              4. Strategic Communications:<\/strong> We amplify your successes and advocate for the industry\u2019s role in nation-building.<\/li><\/ol>

                By working together, we can make housing attainable again, deliver more homes faster, and ensure a thriving, innovative construction sector for years to come.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                Toronto, ON \u2013 June 1, 2026 Canada\u2019s housing crisis demands bold, coordinated action. The federal government is advancing a comprehensive plan to make housing attainable again, and your partnership is essential to its success. Here\u2019s how government policy, industry innovation, can work together to deliver…<\/p>\n","protected":false},"author":1,"featured_media":2099,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-3403","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-releases"],"_links":{"self":[{"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/posts\/3403","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/comments?post=3403"}],"version-history":[{"count":4,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/posts\/3403\/revisions"}],"predecessor-version":[{"id":3407,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/posts\/3403\/revisions\/3407"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/media\/2099"}],"wp:attachment":[{"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/media?parent=3403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/categories?post=3403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gtastrategies.com\/index.php\/wp-json\/wp\/v2\/tags?post=3403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}